| CAC Included | |
| Common Elements Included | |
| Building Insurance Included | |
| Parking Included | |
| Condo Taxes Included |






































302 - 21 Earl Street
North St. James Town, Toronto
$699,000
Discover a truly distinctive residence at 21 Earl Street, where dramatic loft-inspired living meets the charm and intimacy of a boutique low-rise setting. Tucked away on a quiet, tree-lined street in the heart of downtown Toronto, this beautifully upgraded 2-bedroom, 2-bathroom townhome offers an exceptional alternative to traditional condo living. Soaring 20-foot ceilings and oversized windows flood the spectacular living space with natural light, while a striking gas fireplace and dramatic mantel create an unforgettable focal point. Thoughtfully updated throughout, the home features new flooring, a beautifully renovated kitchen with quartz countertops and brand-new appliances, updated hardware and lighting, a herringbone stair runner and new window coverings. The upper-level primary retreat overlooks the living area below and features a private ensuite and walk-in closet. A second bedroom and full bathroom on the main level offer flexibility for guests or a home office. Step outside to a private balcony overlooking the treetops. Offering the perfect balance of architectural character, modern finishes and residential tranquillity, all just steps from Toronto's finest dining, shopping and entertainment. A rare opportunity to enjoy boutique downtown living in a home that is anything but ordinary.
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| Type | Condo Apartment |
| Style | Loft |
| Approx. Age | Not available |
| Size | 900-999 sq. ft. |
| Maintenance Fees | $1,048 |
| Locker | Exclusive |
| Balcony | Open |
| Exposure | South East |
| Parking Type | Underground |
| Parking Spaces | 1 |
| Parking Features | Underground |
| Property Tax | $3,921 |
| mls© Number | C14140420 |
| Listed By | FOREST HILL REAL ESTATE INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
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Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,578
- Property tax
- $327
- Heat allowance
- $150
- Condo fees, half counted
- $524
- Housing costs
- $4,579 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$141,000
gross annual household income
- Payment at 4%
- $2,942 / mo
- Cash down
- $139,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkValues and trends
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