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New4 hours ago

302 - 21 Earl Street

North St. James Town, Toronto

$699,000

Condo Apartment |
2 | 2 | 1 | 1
About this home

Discover a truly distinctive residence at 21 Earl Street, where dramatic loft-inspired living meets the charm and intimacy of a boutique low-rise setting. Tucked away on a quiet, tree-lined street in the heart of downtown Toronto, this beautifully upgraded 2-bedroom, 2-bathroom townhome offers an exceptional alternative to traditional condo living. Soaring 20-foot ceilings and oversized windows flood the spectacular living space with natural light, while a striking gas fireplace and dramatic mantel create an unforgettable focal point. Thoughtfully updated throughout, the home features new flooring, a beautifully renovated kitchen with quartz countertops and brand-new appliances, updated hardware and lighting, a herringbone stair runner and new window coverings. The upper-level primary retreat overlooks the living area below and features a private ensuite and walk-in closet. A second bedroom and full bathroom on the main level offer flexibility for guests or a home office. Step outside to a private balcony overlooking the treetops. Offering the perfect balance of architectural character, modern finishes and residential tranquillity, all just steps from Toronto's finest dining, shopping and entertainment. A rare opportunity to enjoy boutique downtown living in a home that is anything but ordinary.

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agent
Ephy Bookbinder
(416) 838-4804
TypeCondo Apartment
StyleLoft
Approx. AgeNot available
Size900-999 sq. ft.
Maintenance Fees$1,048
LockerExclusive
BalconyOpen
ExposureSouth East
Parking TypeUnderground
Parking Spaces1
Parking FeaturesUnderground
Property Tax$3,921
mls© NumberC14140420
Listed ByFOREST HILL REAL ESTATE INC.
CAC Included
Common Elements Included
Building Insurance Included
Parking Included
Condo Taxes Included

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,578
Property tax
$327
Heat allowance
$150
Condo fees, half counted
$524
Housing costs
$4,579 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $139,800
25-yr amortization

Income needed

$141,000

gross annual household income

Payment at 4%
$2,942 / mo
Cash down
$139,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Values and trends

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