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New4 days ago

7 Urwin Street

Northeast Ajax, Ajax

$1,100,000

Detached|2-Storey
4 | 4 | 4
About this home

A spacious, well-maintained detached home in the desirable Northeast Ajax community, offering plenty of room for a growing family, a double-car garage and excellent rental income potential. With four bedrooms upstairs, two additional bedrooms in the professionally finished basement and four bathrooms, this home offers plenty of space and flexibility. The basement features a separate side entrance, its own kitchen and two bedrooms, making it a great option for extended family, multigenerational living or potential rental income. The main floor offers generous living and dining areas, a family room with a gas fireplace and a bright eat-in kitchen with stainless steel appliances and a walkout to the backyard. Hardwood floors, crown mouldings, California shutters and skylights add character throughout. Upstairs, a second family room provides extra space for a home office, playroom or entertainment area, while the spacious primary bedroom features a five-piece ensuite. Outside, enjoy a beautifully landscaped yard and interlocking stonework. The location is another major advantage, with several schools nearby, including da Vinci Public School, J. Clarke Richardson Collegiate and Notre Dame Catholic Secondary School. Enjoy easy access to local parks, shopping, restaurants, the Audley Recreation Centre and everyday amenities. Ajax GO Station is a short drive away, with convenient connections to downtown Toronto, while Highways 401, 407 and 412 make commuting throughout the GTA easy. A great opportunity to enjoy comfortable family living with the added benefit of potential rental income.

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agent
Ephy Bookbinder
(416) 838-4804
TypeDetached
Style2-Storey
Approx. AgeNot available
Size2000-2500 sq. ft.
Property Tax$7,680
Lot Size37.07 ft x 90.22 ft
mls© NumberE14092834
Listed ByRIGHT AT HOME REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$5,630
Property tax
$640
Heat allowance
$150
Housing costs
$6,420 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $220,000
25-yr amortization

Income needed

$198,000

gross annual household income

Payment at 4%
$4,629 / mo
Cash down
$220,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Values and trends

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