
114 Keith Street
Downtown Whitby, Whitby
$1,099,000
Exceptional development and investment opportunity in central Whitby on a generous 7,376 sq. ft. lot featuring 73.8 ft. frontage under R3 zoning! This project is designed for a purpose-built semi-detached dwelling that offers tremendous income-generating or multi-generational living potential, with each house containing a total of 10 bedrooms. The property is currently in process for final approval with the Town of Whitby, saving the purchaser substantial time, carrying costs, and preliminary planning work, and the full site plan is attached for review. To assist qualified purchasers, a Vendor Take-Back (VTB) mortgage is available with attractive terms to streamline construction financing. The future home is also eligible to be built under the Tarion New Home Warranty Program, maximizing buyer peace of mind and resale value. The well-conceived layout delivers approximately 6,510 sq. ft. of total usable space across both mirror-image units. Each semi-detached home is designed with an independent finished basement suite containing 3 bedrooms, 2 washrooms, a full kitchen, and living/dining space. The main ground level offers primary living quarters with 3 bedrooms, 1 washroom, a kitchen, living/dining area with a walkout to a raised deck, and a private built-in single garage. The second-floor suite features 4 generous bedrooms, 1 washroom, a dedicated kitchen, an open living/dining room, and a walkout to a private upper balcony. The complete architectural package conforms to Whitby zoning setbacks and building height guidelines. Whether building to hold for long-term rental cash flow or constructing to sell as high-demand semi-detached units, this site offers prime connectivity to downtown Whitby amenities, transit, and major routes.
No extras listed.
Visit this home
Pick a time that works for you.
No upcoming open houses.
| Type | Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | < 700 sq. ft. |
| Property Tax | $5,032 |
| Lot Size | 73.41 ft x 100.32 ft |
| mls© Number | E14097600 |
| Listed By | RE/MAX ACE REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $5,625
- Property tax
- $419
- Heat allowance
- $150
- Housing costs
- $6,195 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$191,000
gross annual household income
- Payment at 4%
- $4,625 / mo
- Cash down
- $219,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkValues and trends
Nearby listings
Comparable sales
- No similar listings found.











































































































































































































































































































































































































































































































































































































