New1 day ago
130 Pine Street
Downtown Whitby, Whitby
$500,000
Detached|Bungalow
2 | 1 | 2
About this home
66' x 132' Lot Near Downtown Whitby. Suitable Lot For Severance. Construct 2 Semis or Detached Homes. Existing Home In Small 2 Bedroom Bungalow Bungalow Built In 1852. Perfect For Someone Looking For Small Comfortable Space With Large Yard. House Requires Updating And More Suitable For Builders. Great Location In Downtown Whitby, Walk To Everything.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $4,369 |
| Lot Size | 66 ft x 132 ft |
| mls© Number | E14102618 |
| Listed By | RE/MAX WEST REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,559
- Property tax
- $364
- Heat allowance
- $150
- Housing costs
- $3,073 / mo
Lenders cap these at 39% of gross income — that sets the number.
Down payment20% · $100,000
25-yr amortization
Income needed
$95,000
gross annual household income
- Payment at 4%
- $2,104 / mo
- Cash down
- $100,000
Assumes no other monthly debts · 25-yr amortization
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