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1 / 36
New1 hour ago

165 Colborne Street

O'Neill, Oshawa

$599,900

Detached|2-Storey
3 | 1 | 4
About this home

Beautifully maintained all brick 3 bedroom home in a mature north end Oshawa. This home still retains all the charm and character of yesteryears. Original hardwood flooring throughout. Spacious eat-in kitchen with walk-out to enclosed porch. Basement high and dry, waiting for you to finish. Upgrades include: shingles on the roof and detached garage, September 2025. New Central air conditioner, 2026, hot water heater owned. Gas furnace, 2015. All appliances included. Great starter home, close to school, transit, shopping.

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agent
Ephy Bookbinder
(416) 838-4804
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$4,000
Lot Size28 ft x 132 ft
mls© NumberE14106952
Listed ByRoyal Heritage Realty Ltd.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,071
Property tax
$333
Heat allowance
$150
Housing costs
$3,554 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $119,980
25-yr amortization

Income needed

$109,000

gross annual household income

Payment at 4%
$2,524 / mo
Cash down
$119,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Values and trends

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