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Price Change$649,777

641 Bay Street

Midland, Midland

$629,777

Detached|2-Storey
3 | 2 | 6
About this home

Welcome to your perfect family home, ideally situated in the heart of Midland. Just a short walk to shops, schools, trails, and the shores of beautiful Georgian Bay, this charming 3+ bedroom century home offers the perfect blend of character and modern updates. Step inside and enjoy the warmth of hardwood floors, freshly painted, a spacious kitchen with island, and separate family, living, and dining areas ideal for both everyday living and gathering with loved ones. With two full bathrooms, gas heat, and central air, comfort comes standard. Outside, the large deck with a covered roof sets the stage for relaxed summer barbecues and quiet evenings. The oversized detached garage offers great storage or workspace, and the generous 50' x 150' in-town lot gives you room to grow. Lovingly maintained and thoughtfully updated from top to bottom - ask for the full list of upgrades. Don't miss this one! What are you waiting for.

Extras

No extras listed.

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Open houses

  • Sat, Oct 24

    10:00 AM – 11:30 AM

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Got questions?

Contact Ephy directly.

agent
Ephy Bookbinder
(416) 838-4804
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$3,549
Lot Size50.04 ft x 150.28 ft
mls© NumberS13088554
Listed ByRE/MAX Georgian Bay Realty Ltd

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,223
Property tax
$296
Heat allowance
$150
Housing costs
$3,669 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $125,955
25-yr amortization

Income needed

$113,000

gross annual household income

Payment at 4%
$2,650 / mo
Cash down
$125,955

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Values and trends

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