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Brechin, Ramara
$799,800
Highly sought-after waterfront setting on a peaceful canal with direct boating access to Lake Simcoe and the Trent-Severn Waterway. Located less than 2 hours from the GTA and conveniently close to Orillia, this beautifully treed property offers the perfect combination of privacy, accessibility and waterfront living. Surrounded by mature trees, this elegant 3-bedroom bungalow has undergone over $200,000 in upgrades and renovations, including a full interior renovation, upgraded electrical system, engineered hardwood flooring, pot lights and a modern HVAC system installed in 2023. The home features a relaxing primary suite and 2 full bathrooms, providing comfort and convenience for family and guests. The professionally reinforced front shoreline was extensively improved in 2023 with gravel-reinforced soil, creating a clean, firm and stable waterfront area and addressing the soft shoreline conditions commonly found in the area. A premium dock provides convenient access to the water, while the property's exceptional bridge-free canal location provides unrestricted overhead clearance all the way to Lake Simcoe, accommodating watercraft of virtually any height, including larger boats that cannot access many other canal properties. This rare advantage allows boating enthusiasts to navigate directly to the property and dock right in front of the home, subject to water depth and vessel dimensions. A 5-car driveway and fully renovated 1.5-car attached garage/Entertainment room, completely upgraded in 2026, provide parking, storage and versatile recreational space. Whether you're searching for a luxury waterfront retreat, a recreational getaway or an income-producing investment, this extensively upgraded property offers an exceptional opportunity to enjoy the Lake Simcoe lifestyle. Some photos may have been virtually staged.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | Not available |
| Size | 1500-2000 sq. ft. |
| Property Tax | $3,314 |
| Lot Size | 80 ft x 230 ft |
| mls© Number | S13713132 |
| Listed By | RIGHT AT HOME REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,094
- Property tax
- $276
- Heat allowance
- $150
- Housing costs
- $4,520 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$139,000
gross annual household income
- Payment at 4%
- $3,366 / mo
- Cash down
- $159,960
Assumes no other monthly debts · 25-yr amortization
Full affordability checkValues and trends
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