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1 / 27
Listed 27 days ago

4044 Bayview Avenue

Rural Ramara, Ramara

$629,000

Detached|Bungalow
3 | 2 | 10
About this home

A 0.40-acre lot in Rural Ramara with a double detached garage and a full Generac standby generator already in place. 4044 Bayview Avenue is a 3-bedroom, 2-bath bungalow on an 88 x 200 ft lot just off McRae Park Road, with Highway 12 access via Muley Point Road. Everything is on one level: a living room open to the kitchen over a pass-through counter, three bedrooms, a four-piece bath, a three-piece bath, main-floor laundry, a den and a propane fireplace. Approx. 1,537 sq ft above grade (MPAC). Propane forced-air heat, central air, and a generator ready for the next winter storm that takes the power out. Outside, the deep lot opens onto a wide back lawn with mature trees along the rear, a fire pit, a fenced run and a patio off the back entrance. The detached double garage is powered, with shelving and room to work, and the private double drive parks up to 8.Built in 1963 and ready for its next owner's updates, this is a solid, well-equipped starting point with room to grow into. Private well and septic. Taxes $2,224 (2025). $140/year gives exclusive use of the waterfront park and available community hall for rent. There is a 230-amp panel in the garage.

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agent
Ephy Bookbinder
(416) 838-4804
TypeDetached
StyleBungalow
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$2,224
Lot Size88 ft x 200 ft
mls© NumberS13828568
Listed ByEXP REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,220
Property tax
$185
Heat allowance
$150
Housing costs
$3,555 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $125,800
25-yr amortization

Income needed

$109,000

gross annual household income

Payment at 4%
$2,647 / mo
Cash down
$125,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

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