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Rural Ramara, Ramara
$629,000
A 0.40-acre lot in Rural Ramara with a double detached garage and a full Generac standby generator already in place. 4044 Bayview Avenue is a 3-bedroom, 2-bath bungalow on an 88 x 200 ft lot just off McRae Park Road, with Highway 12 access via Muley Point Road. Everything is on one level: a living room open to the kitchen over a pass-through counter, three bedrooms, a four-piece bath, a three-piece bath, main-floor laundry, a den and a propane fireplace. Approx. 1,537 sq ft above grade (MPAC). Propane forced-air heat, central air, and a generator ready for the next winter storm that takes the power out. Outside, the deep lot opens onto a wide back lawn with mature trees along the rear, a fire pit, a fenced run and a patio off the back entrance. The detached double garage is powered, with shelving and room to work, and the private double drive parks up to 8.Built in 1963 and ready for its next owner's updates, this is a solid, well-equipped starting point with room to grow into. Private well and septic. Taxes $2,224 (2025). $140/year gives exclusive use of the waterfront park and available community hall for rent. There is a 230-amp panel in the garage.
No extras listed.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | Not available |
| Size | 1500-2000 sq. ft. |
| Property Tax | $2,224 |
| Lot Size | 88 ft x 200 ft |
| mls© Number | S13828568 |
| Listed By | EXP REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,220
- Property tax
- $185
- Heat allowance
- $150
- Housing costs
- $3,555 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$109,000
gross annual household income
- Payment at 4%
- $2,647 / mo
- Cash down
- $125,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkValues and trends
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