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New2 days ago

186 Ferndale Drive S

Ardagh, Barrie

$850,000

Detached|2-Storey
4 | 4 | 5
About this home

Top 5 Reasons You Will Love This Home: 1) Exceptional two-storey detached home offering a fully finished layout with four spacious bedrooms, four updated bathrooms, and an ideal floor plan designed for growing families 2) Added living space awaits in the finished basement featuring six finished rooms, an updated 3-piece bathroom, and incredible flexibility for a home office, gym, playroom, guest accommodations, or multi-purpose family space 3) Move-in ready and beautifully updated throughout with newer flooring across the entire home, a carpet-free interior, and an updated kitchen delivering a fresh and modern feel from top to bottom 4) Designed with comfort and convenience in mind, featuring main level laundry, a double-car garage, a spacious backyard, and a stunning primary retreat complete with an ensuite showcasing heated floors 5) Perfectly positioned in Barrie's highly desirable Ardagh neighbourhood with easy access to excellent schools, parks, walking trails, and the picturesque Ardagh Bluffs, while remaining close to shopping, restaurants, and everyday amenities that make life in Barrie so enjoyable. 2,149 above grade sq.ft. plus a finished basement. *Please note some images have been virtually staged to show the potential of the home.

Extras

No extras listed.

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Got questions?

Contact Ephy directly.

agent
Ephy Bookbinder
(416) 838-4804
TypeDetached
Style2-Storey
Approx. Age16-30
Size2000-2500 sq. ft.
Property Tax$5,298
Lot Size49.54 ft x 114.83 ft
mls© NumberS14097254
Listed ByFARIS TEAM REAL ESTATE BROKERAGE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,351
Property tax
$441
Heat allowance
$150
Housing costs
$4,942 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $170,000
25-yr amortization

Income needed

$152,000

gross annual household income

Payment at 4%
$3,577 / mo
Cash down
$170,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Values and trends

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