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Sidney Ward, Quinte West
$699,900
A modern Quinte West raised bungalow with a massive mortgage helper? Yes please. Step into this bright, 1400 square foot open-concept living space with a generous kitchen, 4 piece main bath, main floor laundry, and 3 spacious bedrooms including a primary suite with walk-in closet and 3 piece bathroom. Just off of the living area and dining room, you'll find a gorgeous 2-level deck with built in privacy screens. It's the perfect spot to catch some sun and read a book. Or wander down to the fenced backyard to putter. But let's get to that mortgage helper. The finished lower level offers 3 more bedrooms, each currently rented to a quiet single tenant. The tenants are preparing to move out which creates a fantastic in-law or house hacking opportunity for the new owner. The 3 rooms share a common living room, full bathroom, another laundry, and a kitchenette. Gross income from downstairs roommates could cover 2/3 of your mortgage payment. Come and check out this dual-purpose gem in a friendly neighbourhood, minutes from CFB Trenton. Give yourself financial breathing room and a great place for your family to grow.
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| Type | Detached |
| Style | Bungalow-Raised |
| Approx. Age | 6-15 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $5,293 |
| Lot Size | 49.29 ft x 125.23 ft |
| mls© Number | X13048950 |
| Listed By | Royal Lepage Proalliance Realty |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,582
- Property tax
- $441
- Heat allowance
- $150
- Housing costs
- $4,173 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$128,000
gross annual household income
- Payment at 4%
- $2,945 / mo
- Cash down
- $139,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkValues and trends
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