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Listed 2 months ago

12 Sumner Crescent

540 - Grimsby Beach, Grimsby

$899,900

Detached|3-Storey
3 | 3 | 5
About this home

Welcome to 12 Sumner Crescent, a detached home tucked away on a quiet crescent just steps from Lake Ontario. Offering over 2,300 sq. ft. of above-grade living space, plus a fully finished basement, this home combines comfort, space and lifestyle in one of Grimsby's sought-after lakeside neighbourhoods. Freshly refinished for a modern feel, the home features a spacious kitchen with quartz countertops and backsplash, wood cabinetry, and a large island with breakfast bar overlooking the family room with gas fireplace. A walkout leads to a bonus sunroom overlooking the landscaped yard, creating the perfect setting to relax or entertain. An open-concept living and dining area offers plenty of room for gatherings, and you have a formal dining and living room on the main floor as well as laundry, inside garage access and a convenient powder room to add everyday ease. Upstairs, three generously sized bedrooms include a spacious primary retreat with walk-in closet and 5-piece ensuite. The two additional bedrooms share a 4-piece bathroom, also featuring quartz countertops. The fully finished lower level offers versatile space for a recreation room, home office, gym or family hangout, with new flooring added in 2026. Additional updates include interior painting (2026), heat pump (2023), gas washer and dryer (2020), and roof shingles (2019). Enjoy the lakeside lifestyle with easy access to waterfront parks, scenic trails, the GO Station, marina, beach, schools and everyday amenities, plus convenient QEW access for commuters. Discover the best of Grimsby living You can live by the lake with all the conveniences of home. It's the best of both worlds!

Extras

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Got questions?

Contact Ephy directly.

agent
Ephy Bookbinder
(416) 838-4804
TypeDetached
Style3-Storey
Approx. Age31-50
Size2000-2500 sq. ft.
Property Tax$6,595
Lot Size49.21 ft x 132.05 ft
mls© NumberX13746254
Listed ByRE/MAX ESCARPMENT GOLFI REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,606
Property tax
$550
Heat allowance
$150
Housing costs
$5,306 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $179,980
25-yr amortization

Income needed

$163,000

gross annual household income

Payment at 4%
$3,787 / mo
Cash down
$179,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Values and trends

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