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Listed 1 month ago

1045 OXFORD Street E

East G, London East

$390,000

Detached|Bungalow
3 | 2 | 6
About this home

Great starter home or investment property! This 3+2 bedroom bungalow is located on a treed corner lot. The main floor has plenty of windows to let in natural light. Access is possible through the screened porch up front or through the mudroom in the back, where you will find an owned driveway with covered carport off the side street. Kitchen, living and three bedrooms and one bathroom are on main. Heading downstairs there are two bedrooms and a custom bathroom, with replaced windows virtually throughout. The location provides public transportation at the door which will take you to Fanshawe or Western Ontario fairly quickly. This home is move-in-ready and could be yours!

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agent
Ephy Bookbinder
(416) 838-4804
TypeDetached
StyleBungalow
Approx. Age51-99
Size1100-1500 sq. ft.
Property Tax$2,953
Lot Size38 ft x 131.25 ft
mls© NumberX13794564
Listed ByJDL REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$1,996
Property tax
$246
Heat allowance
$150
Housing costs
$2,392 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $78,000
25-yr amortization

Income needed

$74,000

gross annual household income

Payment at 4%
$1,641 / mo
Cash down
$78,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Values and trends

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