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Listed 1 month ago

53 Louisa Street

4205 - West Centre Town, West Centre Town

$649,000

Detached|2-Storey
2 | 2 | 2
About this home

A detached home, a private driveway with parking for two, and a quiet street with a real sense of community...Now that's a lot to love! The landscaped front garden and cheerful porch make a lovely first impression. Inside, the layout gives you room to spread out with an open concept living and dining area with rich hardwood flooring, a huge eat-in kitchen with space for a proper table or a big island, and a main-floor family room addition that opens to the fenced, landscaped backyard. It's an easy setup for dinner with friends, a movie night, or an occasional overnight guest. Upstairs are two bedrooms and a dedicated office space so working from home doesn't have to take over the kitchen table. The basement adds laundry and plenty of storage. Out back, there's space to dine outdoors, raised garden beds if you like to grow things, and secure storage for bikes and gear in a yard that's easy to maintain. With no attached neighbours and your own driveway, this is a fun alternative to condo living or a great place to buy your first home. Dow's Lake, Little Italy, Centretown, and the cafés and restaurants along Preston and Somerset are all within easy walking distance while your front porch and garden await just a few blocks away. Many important updates include a new gas furnace in 2024, backyard landscaping and interlock in 2019, rear roof 2021/front roof 2010 by Sanderson with a 25 year warranty, insulation under the addition, and new windows in 2015. Monthly Utilities in 2025: Water $103, Hydro $114, Gas $111. This is a solid buy for a detached home in Ottawa's core. Great house, great value!

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agent
Ephy Bookbinder
(416) 838-4804
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$4,614
Lot Size26.87 ft x 71.91 ft
mls© NumberX13814230
Listed ByRE/MAX HALLMARK REALTY GROUP

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,322
Property tax
$385
Heat allowance
$150
Housing costs
$3,856 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $129,800
25-yr amortization

Income needed

$119,000

gross annual household income

Payment at 4%
$2,731 / mo
Cash down
$129,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Values and trends

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