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New4 hours ago

4602 Ryerson Crescent

210 - Downtown, Niagara Falls

$579,777

Detached|2 1/2 Storey
4 | 3 | 4
About this home

Welcome home to a piece of Niagara Falls history! Built in 1923, this beautiful brick legal duplex has kept everything people love about century homes: glowing original stained glass, rich wood trim and a classic covered front porch. Best of all, the big updates are already done, including the roof (2019), most windows (2019-2023), and refreshed main and upper bathrooms. Inside, approx. 2,575 sq ft of finished space spans four levels. The main-floor unit offers a bedroom, a generous kitchen with island, a bright living room with bay window, bath, laundry and easy access to the garden. Its finished lower level has a separate entrance and adds a bedroom, 4-piece bath, rec room and flex room, with potential for a third unit (buyer to verify with the City). Upstairs, the second unit has 3 bedrooms, a kitchen, dining area and bath, plus a finished loft level. Separate hydro meters, a detached 1.5-car garage and a private driveway round it all out. Live in one unit and let the other help with the mortgage, welcome extended family under one roof, or grow your investment portfolio. Prefer one big home? The shared front foyer and interior staircase make it easy to convert back to a single-family residence. With its century charm and easy walk to Clifton Hill, it could also suit a bed and breakfast. All this on a quiet crescent in a family-friendly neighbourhood, just a short walk to Simcoe Street PS, Ontario Park, the Olympic Torch Trail, downtown Queen Street, Clifton Hill and the GO station. Homes with this much heart and flexibility don't come along often. Please note some photos are virtually staged.

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agent
Ephy Bookbinder
(416) 838-4804
TypeDetached
Style2 1/2 Storey
Approx. Age51-99
Size1500-2000 sq. ft.
Property Tax$3,323
Lot Size42.4 ft x 100.23 ft
mls© NumberX14107276
Listed ByRE/MAX ESCARPMENT REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,968
Property tax
$277
Heat allowance
$150
Housing costs
$3,394 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $115,955
25-yr amortization

Income needed

$104,000

gross annual household income

Payment at 4%
$2,440 / mo
Cash down
$115,955

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Values and trends

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