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Listed 1 month ago

320 Scott Street

Midland, Midland

$495,000

Detached|Backsplit 3
3 | 1 | 2
About this home

This well-kept 3-bedroom, 1-bathroom all-brick backsplit offers a great family-friendly layout in a central Midland location. The main level features an open-concept kitchen and living area filled with natural light, while the lower level provides a spacious family room, bonus children's play area, and additional storage. Outside, the recently updated fully fenced backyard with large deck space, perfect for relaxing or entertaining. With a large driveway, convenient access to schools, parks, the YMCA, shopping, downtown Midland, the Town Dock, and public transit, this home is a great option for families looking for comfort, space, and convenience.

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agent
Ephy Bookbinder
(416) 838-4804
TypeDetached
StyleBacksplit 3
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$3,320
Lot Size51 ft x 114 ft
mls© NumberS13772898
Listed ByTeam Hawke Realty

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,534
Property tax
$277
Heat allowance
$150
Housing costs
$2,960 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $99,000
25-yr amortization

Income needed

$91,000

gross annual household income

Payment at 4%
$2,083 / mo
Cash down
$99,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Values and trends

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