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Listed 8 days ago

421 Midland Avenue

Midland, Midland

$639,000

Detached|3-Storey
3 | 3 | 5
About this home

Top 5 Reasons You Will Love This Home: 1) Embrace the timeless appeal of a true century home, where a charming covered front porch, original character, generously sized principal rooms, and a thoughtfully cared-for interior create a warm and welcoming place to call home 2) Set in an incredibly walkable pocket of Midland, with Little Lake Park, the Midland Curling Club, North Simcoe Sports and Recreation Centre, YMCA, downtown shops, restaurants and cafés, Midland Harbour, and scenic Georgian Bay waterfront trails all within easy reach 3) Unlock the possibilities of the unfinished third level, a unique bonus space ready to be transformed into a family room, home office, creative studio, playroom, private retreat, or impressive primary suite, adding even more versatility to the existing three bedrooms, two-and-a-half bathrooms, and finished basement 4) Spend more time outdoors surrounded by established gardens, mature landscaping, and a picturesque walkway, while the private backyard and spacious deck provide an inviting setting for summer meals, quiet mornings, and gatherings with family and friends 5) Appreciate the craftsmanship and personality of a home dating back to 1900, paired with valuable updates including a new furnace (2026), water softener (2025), roof (2024), central air conditioning (2023), windows (2019), and upgraded 200-amp electrical service, plus the everyday convenience of an attached garage and double private driveway. 1,811 above grade sq.ft. plus a finished basement. *Please note some images have been virtually staged to show the potential of the home.

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agent
Ephy Bookbinder
(416) 838-4804
TypeDetached
Style3-Storey
Approx. Age100+
Size1500-2000 sq. ft.
Property Tax$3,226
Lot Size64 ft x 94 ft
mls© NumberS14031948
Listed ByFARIS TEAM REAL ESTATE BROKERAGE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,271
Property tax
$269
Heat allowance
$150
Housing costs
$3,690 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $127,800
25-yr amortization

Income needed

$114,000

gross annual household income

Payment at 4%
$2,689 / mo
Cash down
$127,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Values and trends

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