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Price Change$545,000

413 Irwin Street

Midland, Midland

$535,000

Detached|Bungalow
2 | 2 | 2
About this home

Welcome to 413 Irwin Street, Midland-a versatile 3-bedroom, 2-bathroom home offering in-law potential, a fully fenced backyard, and an unbeatable location close to schools, shopping, and Georgian Bay amenities. The main level features 2 bedrooms and 1 full bathroom, along with a bright, functional layout that's ideal for families, first-time home buyers, or downsizers. The finished lower level includes a third bedroom with a convenient semi-ensuite, creating excellent space for extended family, guests, a teenager's retreat, or a future in-law suite. Other features include: sump pump w/battery backup, furnace replaced in 2021 and HWT in 2019. Step outside to enjoy the private, fully fenced backyard, perfect for kids, pets, gardening, or summer entertaining. While the home is linked to the neighbouring property through the foundation, it offers the appearance and feel of a fully detached home. Located in a sought-after Midland neighbourhood, you'll appreciate being within walking distance of both public and Catholic elementary schools and just minutes from downtown Midland, the Midland Public Library, Little Lake Park, Georgian Bay marinas, waterfront trails, restaurants, shopping, healthcare, and everyday amenities. Whether you're searching for a family home in Midland, or a property with multi-generational living potential, 413 Irwin Street delivers outstanding value, flexibility, and location.

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Got questions?

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agent
Ephy Bookbinder
(416) 838-4804
TypeDetached
StyleBungalow
Approx. Age16-30
Size700-1100 sq. ft.
Property Tax$3,452
Lot Size34.44 ft x 100.77 ft
mls© NumberS13646252
Listed ByCentury 21 B.J. Roth Realty Ltd.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,738
Property tax
$288
Heat allowance
$150
Housing costs
$3,176 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $107,000
25-yr amortization

Income needed

$98,000

gross annual household income

Payment at 4%
$2,251 / mo
Cash down
$107,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Values and trends

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