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Listed 1 month ago

4864 SIMCOE Street

210 - Downtown, Niagara Falls

$445,000

Detached|2-Storey
3 | 1 | 3
About this home

Great home for first time buyers or families, 2 story, 3 bedroom character home in established Niagara Falls location. Spacious foyer, hardwood staircase, updated kitchen with many cabinets, formal dining room and huge formal living room, both with hardwood flooring. Upstairs are three bedrooms, each large and with a closet, updated bathroom in 2024. Basement is dry and unfinished, great area for storage or possibly could finish for extra living space. Basement has laundry; washer and dryer 2025, boiler heat with 3 window AC units included. Large yard, partially fenced, close proximity to bus route, park on ValleyWay, church, schools, amenities and the Falls. All appliances are included, water heater is owned (2019). Move in ready!

Extras

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agent
Ephy Bookbinder
(416) 838-4804
TypeDetached
Style2-Storey
Approx. Age51-99
Size1500-2000 sq. ft.
Property Tax$3,163
Lot Size40 ft x 146.89 ft
mls© NumberX13799882
Listed ByRE/MAX NIAGARA REALTY LTD, BROKERAGE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,278
Property tax
$264
Heat allowance
$150
Housing costs
$2,691 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $89,000
25-yr amortization

Income needed

$83,000

gross annual household income

Payment at 4%
$1,873 / mo
Cash down
$89,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Values and trends

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